October 08, 2001

RURAL HOUSING

Indira Awaas Yojana

• The objective of Indira Awaas Yojana (IAY) is primarily to facilitate construction of dwelling units and upgradation of existing unserviceable kutcha houses by members of Scheduled Castes/Scheduled Tribes, freed bonded labourers and also non-SC/ST below poverty line living in rural areas, by providing them grant-in-aid.
• About 76 lakh houses have been constructed under IAY since inception

• From 1999-2000, 20% of the Central allocation is provided for conversion of unserviceable kutcha houses into pucca/semi pucca houses. So far about 3.81 lakh houses have been upgraded

Pradhan Mantri Gramodaya Yojana: Gramin Awaas

• This Scheme was launched during 2000-2001
• Aims at reducing the shortage of houses among the Below the Poverty Line category in the rural areas and also assist in the healthy development of the rural habitats.
• The Scheme is based on the general pattern of the Indira Awaas Yojana
• Funds allocated by the Planning Commission and released by the Ministry of Finance.
• About 3836 houses have been constructed so far.

• This Scheme was launched w.e.f. 1.4.1999
• The target group under this scheme are the rural households having an annual income of Rs. 32,000/-
• Subsidy upto Rs. 10,000
• About 44612 houses have been constructed so far.

Innovative Stream for Rural Housing and Habitat Development

• This scheme was launched w.e.f. 1.4.1999
• The objective of the Innovative Stream Rural Housing and Habitat Development is to promote/propagate innovative and proven construction technologies, designs and materials in the rural areas for construction of cost effective houses and habitat development
• So far 69 projects have been sanctioned and an amount of Rs. 13.04 crore has been released.

• This Scheme was launched w.e.f. 1.4.1999.
• The objective of setting up of Rural Building Centres is:-

1. Technology transfer,(ii) Information dissemination, (iii) Skill up-gradation through training, (iv) Production of cost effective and environment friendly building components/materials etc.

• So far 54 projects have been sanctioned and an amount of Rs. 264.00 lakh has been released.

Samagra Awaas Yojana

• This Scheme was launched w.e.f. 1.4.1999
• The objective of the Samagra Awaas Yojana is to improve the quality of life of the people and overall habitat in the rural areas. The Scheme specifically aims at providing convergence to activities, such as construction of houses, provision of sanitation facilities and drinking water schemes and ensure their effective implementation by suitable and sustainable induction of technology and sustained information, education and communication campaign.
• So far an amount of Rs. 401.90 lakh has been released in respect of 17 projects.

• National Mission for Rural Housing has been set by the Ministry of Rural Development to enable the induction of science and technology inputs on a continuous basis into the sector and providing convergence to technology, habitat and energy related issues with a goal to provide affordable shelter for all in rural areas within a specified time frame and through community participation.

Equity Support to HUDCO

• To meet the requirement of EWS and LIG groups in rural areas and to improve the outreach of housing finance in rural areas it has been decided to increase the equity support to HUDCO from Rs. 5 to Rs. 355 crores during the Ninth Five Year period.
• In pursuance to this, Rs. 305 crore has been released so far.
• Housing and Urban Development Corporation (HUDCO) proposes to finance construction of additional 6 lakh houses annually.